14 questions and answers about MNsure
MNsure, the state’s new online health insurance marketplace goes live in three weeks. Wednesday morning MNsure executive director April Todd-Malmlov joined MPR News for an online chat and answered 14 questions submitted by the audience.
Click the summarized question below to view her response.
Malmlov-Todd will join MPR News in another chat in October to field additional questions from Minnesotans across the state.
- When can I see specific plans and prices?
- Will I still be able to see my favorite doctor using MNSure?
- Are preexisting conditions covered?
- Do I have to use the website? Can I talk with someone about plan options?
- Why are plans more expensive outside of the metro area?
- Are recent graduates able to get short term insurance via MNsure?
- Will plans cover dental, vision, mental health, and prescriptions?
- How is private data protected?
- My family pays more than 9.5% of our income for insurance - to get the tax credit do we have to drop work coverage and buy through MNsure?
- Can small employers purchase insurance for employees and their dependents on MNsure, or just employees?
- Will my 20 year old son be able to be covered in our family plan even if he declined his employers high deductible plan?
- When you say the platinum level covers "roughly 90% of the costs", are you saying that all services will incur "roughly" a 10% co-pay?
- If one spouse makes $200,000 per year, and the other one makes nothing, can the second spouse get federal aid to help with premiums?
- We are a small employer with 20 employees and have an office in Minneapolis. We have four employees who commute to Minnesota each day from Wisconsin. Can these employees apply for coverage through MNSure or must they pursue coverage in Wisconsin?
The MNsure site can be found here